AI-POWERED COLLECTIONS

Stop chasing payments.
Faktora does it for you.

An autonomous AI agent that creates invoices, sends reminders, follows up on unpaid bills, and reports your cash flow. Built for West African businesses running on mobile money.

15-30% Revenue lost to late payments
70%+ Mobile penetration in Togo
0 AI collection tools for SMEs

The payment problem no one solved

01

Invoices are handwritten

Most SMEs still create invoices on paper or in basic text messages. No tracking, no records, no follow-up system.

02

Collection is manual

Business owners spend hours calling and messaging clients about unpaid bills. Time that should go into growing the business.

03

Cash flow is invisible

Without digital records, owners have no real picture of what's owed, what's overdue, or when money will arrive.

HOW IT WORKS

Faktora is your collection employee that never sleeps

1

Tell it who owes you

Add a client and an amount. Faktora creates a professional invoice instantly.

2

It sends the invoice

Your client gets the invoice via WhatsApp, SMS, or email, with mobile money payment details included.

3

It follows up automatically

Polite reminders at the right intervals. Escalation if needed. You never have to ask twice.

4

You get daily reports

Every morning, Faktora tells you: who paid, who's overdue, and your total cash position.

Works with mobile money

T-Money, Flooz, Wave, Orange Money. Faktora includes payment details your clients already use. No new apps, no friction.

French + English

Invoices and reminders in the language your clients prefer. Built for francophone West Africa from day one.

WhatsApp-native

Your clients are on WhatsApp. So is Faktora. Invoices arrive where people already communicate.

Priced for small business

Built to be affordable for the market it serves. Not enterprise pricing adapted downward. Actually accessible.

The payment rails exist.
The collection layer was missing.
Until now.

West Africa's mobile money infrastructure moves billions. But small businesses still chase payments by hand. Faktora closes that gap with an AI agent that works 24/7, so business owners can focus on what they do best.